Who this service is for
- Borrowers who have received a Section 138 NI Act notice
- Borrowers under SARFAESI notice or symbolic possession proceedings
- Borrowers facing arbitration notices from NBFCs
- Cardholders facing demand notices
Common situations we see
- Section 138 NI Act notice on a security cheque
- SARFAESI 13(2) / 13(4) notice on a secured loan
- Arbitration invocation by an NBFC
- General demand / pre-legal notice from a lender
How Athena Legal Solution LLP can help
- Notice review and timeline check
- Position paper on the borrower's side
- Reply drafting and dispatch coordination
- Follow-up advisory on next steps
Documents usually required
- Original notice and envelope / courier slip
- Loan / card agreement and statements
- Any earlier communication with the lender
- KYC documents
Our process
- Consultation
- Notice and document review
- Reply / strategy drafting
- Dispatch coordination
- Follow-up advisory